YCK Valcore

A private, zero-cost cloud terminal built to run a personal multi-sector equity valuation system continuously, from any device, without a local machine or ongoing hosting cost. Architecture The system splits into two deliberately separated data layers. Valuation logic — the rules that score a stock — lives in version-controlled, read-only storage, so it loads instantly on every server boot and stays auditable. Portfolio holdings, which change constantly, live in a separate persistent cloud ledger that survives server restarts and container sleep cycles — the layer most cloud-hosted tools lose data in. That separation is the core design decision: static reasoning and dynamic state never touch the same fragile storage, so nothing gets wiped when free-tier infrastructure goes idle. Core features A dashboard that lets a single stock be scored against more than one sector framework at once — a diversified holding doesn't get forced into one lens it doesn't fully fit. Live market data feeds valuation scoring automatically instead of manual entry. A risk monitor recalculates portfolio-wide exposure on every update and flags breaches the moment they happen, not at the next manual review. Why it works The system is built to remove two failure points in manual portfolio management: stale inputs (fixed by live data feeds instead of periodic manual updates) and inconsistent judgment (fixed by running every holding through the same fixed scoring logic every time, plus an AI layer that cross-references signals across sectors and calls out contradictions a spreadsheet won't catch). The result is a second opinion that applies the same discipline every time, whether the market's calm or moving fast.